Des Moines metro · Windsor Heights

Buy or build in Windsor Heights.

80 homes changed hands in Windsor Heights in the last twelve months, at a median of $300,000$192 a square foot. That gap is the whole question, and the number comes from the county.

Windsor Heights, on the record

What actually sold.

Median sale
$300,000
+15.4% on the twelve months before
Middle half of sales
$224,975 – $342,875
25th to 75th percentile
Per square foot
$192
median · 1,548 sq ft typical
New build, per square foot
0 sales of homes built in the last two years · 0% of the market
Typical year built
1955
median of what sold
Owners 10+ years
40%
of 1,957 residential parcels
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Recorded residential sales by month, Windsor Heights. Median in the busiest month: $368,500.

Source: Polk County Assessor, recorded residential sales, twelve months to 2026-07-23 — arm’s-length sales between $100,000 and $2,000,000 of homes between 800 and 6,000 square feet. Reloaded weekly from the assessor’s public bulk exports. School districts in the sample: Des Moines (49), West Des Moines (31).

30-yr fixed
6.76%▲ 0.05
Freddie Mac PMMS · week of Sep 10
15-yr fixed
6.09%▲ 0.05
Freddie Mac PMMS · week of Sep 10
Metro home prices, y/y
+2.3%
FHFA index, Des Moines–West Des Moines · Q2 2026
Iowa housing permits
1,512▲ 55.4% y/y
Census Bureau, private units · Jul 2026

Live via FRED, Federal Reserve Bank of St. Louis, and the Polk County Assessor’s recorded sales · refreshed every six hours

The inputs
Where
1,4005,000
Finish

Resale side from recorded Polk County sales, last twelve months; build side from metro cost estimates for this year, at this week's 6.76% (Freddie Mac). Enter an address below and the ledger re-runs against recorded sales for that street.

Buy

2 months to keys
Comparable resale, 2,400 sq ft
$192/sq ft · median of 80 recorded Windsor Heights sales, last 12 months
$460,800
Closing and inspection
about 3%
$13,824
Total$474,624
P&I, 20% down, 30-yr at 6.76%$2,465/mo

Build

9 months to keys
Construction, mid finish
$212/sq ft
$508,800
Lot in Windsor Heights
typical buildable lot
$70,000
Soft costs
permits, design, survey, construction financing
$46,304
Total$625,104
P&I, 20% down, 30-yr at 6.76%$3,247/mo

Building costs more. About $150,480 more, and 7 months longer. That premium buys you exactly the house — whether that's worth it is the next section.

Run it against my actual street

Recorded sales, assessed values and lot sizes for your address or the one you're looking at, from the county assessor's records.

Sending looks your address up in the county record and shares the ledger with one builder and one agent. How that works.

Why Windsor Heights reads the way it does

Very little of what sells in Windsor Heights is new — 0% built in the last two years. That keeps resale prices anchored to older stock, and it means a lot, if you can find one, is the scarce thing.

40% of Windsor Heights owners have held their parcel more than ten years. Turnover is low; the house you want may not be for sale, which is often the real reason people build.

Where the numbers come from

Where it's a record, it's cited. Where it's an estimate, it says so.

Rates
Freddie Mac's weekly survey, by way of the St. Louis Fed. The ledger reprices every Thursday.
Prices
The FHFA house-price index for the Des Moines–West Des Moines metro, quarterly.
Permits
Private housing units authorized in Iowa, monthly, from the Census Bureau.
Resale prices
Median price per square foot from every arm's-length sale the Polk County Assessor recorded in the last twelve months, by city. Reloaded weekly from the assessor's public exports.
Parcels
The Polk County Assessor: assessed value, year built, lot size, and the last recorded sale for the address you give.
Cost to build
Metro estimates by finish level for the current year, replaced by street-level sales the moment you give an address.
Aerial view of new housing developments west of Des Moines
The west side, from the air. Every one of these was a decision to build.Lynn Betts, USDA NRCS · Public domain
When the ledger has an answer

Talk to the right person, once.

A builder →

One central-Iowa custom builder we'd put our own name on. They see your ledger before the first call.

An agent →

One agent who works the neighborhoods in the ledger — and who'll tell you if what you want doesn't exist yet.

Both links send your ledger first, so nobody starts from zero.